How to choose a Financial Adviser?

Here are some important criteria for consideration while choosing your Financial Adviser:

Credentials and experience

Make sure the financial adviser is registered with Financial Service Provider Register (FSPR) and holds or working under Financial Advice Provider (FAP) Licence. Consider the adviser's experience and track record, including the types of clients they have worked with and the types of financial products and services they offer.

Communication style

It's important to work with a financial adviser who communicates in a style that works for you. Make sure you are comfortable with the adviser's approach to communication and that they are willing to answer your questions.

Fees and services

Make sure you understand the financial adviser's fee structure and what services are included in the fee.


Look for a financial adviser who is impartial and provides advice that is not influenced by conflicts of interest or commission-based incentives.


Check the financial adviser's background and other regulatory agencies to ensure that they have a clean record and no history of disciplinary action. Consider asking for referrals from friends, family members, or colleagues who have worked with a financial adviser they trust.

Alignment with your goals

Make sure the financial adviser is aware of your financial goals and that the advice is aligned with your financial goals. A good financial adviser will take the time to understand your unique financial situation and develop a personalised financial plan tailored to your needs.

Ongoing support

Look for a financial adviser who is available to provide ongoing support and review your financial plan as your needs and goals change over time.