What type of investor you are?

There are several different types of investors, each with its own unique investment goals and strategies.

Some of the most common types of investors include:

Conservative investor

Conservative investors prioritise capital preservation over capital appreciation. They tend to invest in low-risk investments such as bonds and cash equivalents and have a lower tolerance for risk.

Moderate investor

Moderate investors are willing to take on some level of risk in order to earn a higher return on their investment. They tend to invest in a mix of shares and bonds and have a moderate tolerance for risk.

Growth investor

Growth investors prioritise capital appreciation over capital preservation. They tend to invest in high-risk investments such as shares in small or emerging companies and have a higher tolerance for risk.

Income investor

Income investors prioritise regular income over capital appreciation. They tend to invest in investments that provide regular income such as dividends-paying shares, bonds and real estate.

Speculative investor

Speculative investors are willing to take on a high level of risk in pursuit of high returns. They tend to invest in high-risk investments such as options, derivatives and emerging markets.

Ethical investors

Ethical investors focus on investing in companies that align with their values, such as environmental, social and governance (ESG) factors.

Index investors

Index investors aim to replicate the performance of a particular share market index, such as the S&P 500, by buying a portfolio of the shares in that index. They tend to focus on long-term investments and have a low-cost approach.

Active investors

Active investors actively manage their investments, buying and selling assets based on market conditions and their own research. They are often more hands-on in their approach and may use a variety of investment strategies to achieve their goals.

Passive investors

Passive investors adopt a buy-and-hold strategy, investing in a diversified portfolio of assets and holding them for the long-term. They may use index funds or ETFs to track the performance of a particular market or index.

It's important to note that you may have a mix of investment styles and that the investment style may change over time based on the investor's life stage, goals and risk tolerance.

Important information and disclaimer

  • Any advice on this publication is of a general nature only and has not been tailored to your specific circumstances. Before taking action on this information, please seek your personal advice. Past performance is not a reliable guide for future returns. The information on this page reflects our understanding of the existing legislation, standards, etc.

    In some cases, the information has been provided to us by third parties. While the information is believed to be accurate and reliable, but this is not guaranteed in any way.

  • Neither AIFP nor its responsible persons or employees give any warranty of accuracy, nor accept any responsibility for errors or omissions in the information provided on this page.